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Not all online personal loan services are bank funded. Some are funded by individual investors. Lending Club and Prosper offer investment opportunities to individuals who want to fund loans, portions of loans or loan portfolios. Typically, investors are repaid the amount they loaned plus interest. This is not the same as peer-to-peer lending, but rather, it's an investment for sba loan 7a cash flow with capital.
Prosper investors have funded over 6 billion in loans. Your Rights as a Consumer. Lenders are legally obligated to provide consumers certain protections.
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