(2) Due to the high cost of these loans, a lot of borrowers cannot pay them back on time. These borrowers are then forced to take on fees to extend the loan. This is how people often get deeper in debt through payday loans. Unfortunately for many who pursue these loans, the cycle of debt continues. In some cases in Texas, its even possible for a borrower to receive jail time for falling behind on payday loan payments.
(3) Dont get caught in a predatory loan. Explore your options before choosing where to get cash in Arlington. If you already have a payday loan, or you have questions contact the Texas Fair Lending Alliance.
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One reason is to save money because you will pay less interest on the loan. Another prepayment charges on personal loan in axis bank to pay it off early is that you wont have stress of having an unpaid debt. Since your finances may already be stretched thin, you might think you can pay your loan off early but even if money is tight, there still might be ways for you to pay off your short term loan faster.
Below are some suggestions: Limit unnecessary spending Also called discretionary spending, this represents the money that you choose to spend on the things that you want. To pay off your loan faster, you can purposely limit discretionary spending.
Get rid of luxury expenses Temporarily cancel some luxury expense and use that money towards repaying your loan faster. Prioritize your loan The first money that you should spend when you get paid should go towards repaying your loan. Make your loan payment your priority before spending money elsewhere. Your lender wont penalize you for paying more than the agreed upon amount or for paying off your loan early.