In other words, checking your rate or just applying for a Spotloan wont affect your credit score. If we are unable to give you a personal loans lansing mi based on reports we receive from consumer reporting agencies, we will include information in personal loans lansing mi email to let you know what data affected the decision. If you think there was a mistake, please contact the credit reporting agency. Spotloan does report back to credit reporting agencies on your loan payment performance, so not paying your loan back according to the agreed-upon payment plan could negatively impact your credit score.
Spotloan looks at a lot of data before we decide if we can offer customers a loan. Some of the data providers we use are considered consumer reporting agencies.
Spotloan makes whats called a soft inquiry on your credit report, as opposed to whats called a hard pull. Soft inquiries may or may not be recorded on your credit report, depending on the credit bureau, but soft inquiries generally do not result in a decrease in your credit bpi personal loan qualifications because of the inquiry.
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