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The loan balance is due in full on your next payday. If you need quick cash and you have a steady source of income, a payday loan could be an option for you. Payday loans can help you cover overdue utility bills, unexpected car repairs and other emergency expenses. To apply for a payday loan online, all you need to do is fill out a simple online application, and sign a few forms online.
This easy process only takes minutes. If you are approved, you could pick up the money in-store or have it deposited into your bank account the next business day.
1,2 On your next payday, your account will be automatically debited for the amount you owe. You can also apply for a payday loan at certain ACE store locations.
Finally, some lenders require a social security number. What is a payday loan. A payday loan is one that is typically repaid with the borrower's next paycheck. These types of loans are also known as cash advances, and they aren't given out by banks, but instead by loan stores. These loans are among the most expensive types of debt, and they come with interest rates that are much steeper than those offered with typical bank loans.
Once you've been approved, cash is usually deposited into your account within 24 hours.
Learn More About Cash Advances. All cash advances subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside. Not all consumers will qualify for a cash advance or for the maximum cash advance amount. Terms and conditions apply. Cash advances should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counseling. ACE Cash Express, Inc. is licensed by the Department of Business Oversight pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law.
Certain cash advances in California are made or arranged pursuant to Department of Business Oversight California Financing Law.