Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.
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If you go to the same site and click on consumer help, you will find list of cash advance loans comprehensive discussion of the best strategies of how to cope with and get out of the payday loan trap. If you do not live in one of the states whose payday loan regulations favor consumers, the best solution would be for you to borrow the funds needed to repay these loans from a conventional lender or a family member or friend.
Converting your payday loans to a conventional loan should allow you to repay the loans within a reasonable time frame and at a list of cash advance loans interest rate. If you cannot borrow the funds to repay the payday loans, you may want to make a payment each month to pay down the balances.
In some states, the interest on the loans will prevent you from effectively repaying the debts in monthly installments; if you find that to be the case, you should contact the payday lender to try to work out repayment terms that will work with your budget. Hopefully, one of these options will work out for you so these loans do not go into default.
4 To be eligible for this optional fee plan, have 500 deposited to the ACE Elite Prepaid Card during one calendar month. See Cardholder Agreement for details.
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