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Nearly all lawsuits against consumers today are for relatively small amounts, says Michael Bovee, president of Consumer Recovery Network, a debt settlement company. The lenders typically win because consumers dont show up to court. The judge then enters a cash advance williamsburg rd judgment, and the court can begin to collect the money you owe on behalf of the collections agency.
Depending on your state law, you are exposed to property liens, bank account levies and wage garnishment, Bovee says. You should never ignore a lawsuit, says Lauren Saunders, associate director of the National Consumer Law Center. Show up in court and ask them for proof that you owe them the money, because often they show up without proof, Saunders says.
Non-payment may result in charges andor raised interest and may affect your credit score. Continued non-payment may result in your debt being passed to a collection agency, which would add further charges.
If you wish to renew your loan, you should contact your lender in advance of your repayment date. Most lenders will charge the same rate of cash advance williamsburg rd and fees for another month on the entire amount owed. In the event of non-payment, a loan renewalextension could be automatic and further interest andor charges may be added to your account. Little-Loans. com is not a lender but is a fully regulated and authorised credit broker which introduces borrowers and lenders for the purposes of entering into short-term unsecured loan agreements.
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