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Conventional mortgages that conform to the requirements set forth by Fannie Mae and Freddie Mac typically require down payments of at least 3. Borrowers who put cash advance in 60173 least 20 down do not have to pay mortgage insurance premiums, which are typically required with FHA loans.
Compare FHA and conventional mortgages. Loans guaranteed by the Federal Housing Administration, or FHA loans, aim to make buying homes more affordable for low- to middle-income families, with relaxed lending standards, down payments as low as 3. 5 and competitive rates.
Two other loan programs backed by the federal government have similar aims: VA loans are guaranteed by the U.
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