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Mid-13c.from Old Norse lanrelated to lja "to lend," from Proto-Germanic laikhwniz (cf. Old Frisian len "thing lent," Middle Dutch leneDutch leen "loan, fief," Old High German lehanGerman Lehn "fief, feudal tenure"), originally "to let have, to leave (to someone)," from PIE leikw- "to leave" (see relinquish).
The Norse word also is cognate with Old English læn "gift," which did not survive into Middle English, but its derived verb lænan is the source of lend. As a verb, loan is attested from 1540s, perhaps earlier, and formerly was current, but has now been supplanted in England by lendthough it survives in American English. Loan word (1874) is a translation of German Lehnwort ; loan-translation is attested 1933, from German Lehnübersetzung.
This is a representative example of what it may cost: a Loan of ВЈ7,500 over 60 months at 3. 3 APR would equate to monthly repayments of ВЈ135. 60, and the total cost of the loan that you pay back would be ВЈ8,136.
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But when it comes to near-term returns, growths contribution to shareholder returns is secondary to improvements in the companys valuation multiple - market value divided by earnings before interest, taxes, depreciation, and amortization. A relatively small number of factors explain as much as 80 to 90 percent of the differences in valuation multiples among peers, BCG says.
Those factors tend to cluster into four broad categories: revenue growth, profitability, risk, and fade (BCGs term for the confidence investors have that current levels of growth or profitability can be sustained).
Which factor plays the greater role in determining a companys valuation multiple depends on its business. Revenue growth can be a key differentiator in high- growth industries such as software, for example, but a secondary factor in, say, pharmaceuticals, where the research-and-development spend relative to revenue is a better indicator of long-term prospects.
On the other hand, BCG argues that a number of broad trends are today affecting valuation multiples across many industries. Most strikingly, it says concerns that companies will poorly deploy can i get a payday loan with no credit cash have made investors sensitive to any signs of either fade in a companys current profitability or increased risk relating to its growth strategy. To invest for easy personal loan in pune growth without alienating investors, BCG says companies should reexamine how their investments align with investor expectations.
Growth companies might weed out businesses that operate with a value proposition; value companies might temper risky growth plans and pay more attention to increasing the dividend.